Mortgage Investment Corporation Ontario
You’re more
than a number.
We lend like it.
We structure solutions that preserve dignity, deliver clarity, and protect all parties… not just the bottom line.
HTCapital exists because good borrowers are being left behind—and good capital is being underutilized. By combining disciplined underwriting with a deeply personal approach, we offer a better path forward—for those seeking funding and those looking to grow it.
Confidence and Clarity for Every Deal
Our approach balances flexibility with discipline, ensuring every mortgage is structured to perform—for both the borrower and the investor. It’s how we deliver consistency in a changing market.
In Their Words
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We currently offer Class A Shares in the HTCapital MIC Fund, a conservative and well-diversified investment that has consistently delivered reliable results within its defined parameters.
Why should you add
HTCapital to your
Clients’ Portfolio?
By adding a fixed income product secured by Canadian real estate to client portfolios. Investment portfolios consisting of Cash equivalents, Common Stock, and Bonds can be diversified further by adding real estate related assets to the mix.
0 %
Average Loan-to-Value (LTV)
0 %*
Target Annual Yield
Stable
We manage all real estate investments with exceptional fiscal discipline and the utmost efficiency.
Sustainable
Preserving the capital of our investors while providing consistent, sustainable risk-adjusted returns.
Secured
Mortgages leverage real estate as collateral, fortified by additional security layers such as guarantees and contracts.
*HTCapital Mortgage Investment Corporation targets an 8% annualized return to its investors. Although this is a target, actual, realized yields netted to investors may differ from the target. Historical performance is in no way an indication of future performance. Please contact a HTCapital representative directly for more information.
