Mortgage Investment Corporation

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Our People

The HTCapital team brings decades of lending experience together with a client-first approach, listening carefully and delivering funding solutions that are as practical as they are reassuring.

At HTCapital MIC, a team of entrepreneurial professionals deliver exceptional client experiences by combining a customer-first mindset with expert execution.

Management Team

The management team combines deep real estate insight with extensive lending expertise. Working directly with clients and internal teams, they ensure every project receives a bespoke solution tailored to its unique requirements.

Henry Tchong

Henry Tchong

Chief Executive Officer

Brian Wong

Brian Wong

Chief Financial Officer

Inderraj Saini

Inderraj Saini

Chief Risk Officer

Lisa Tran

Lisa Tran

Chief Operating Officer

Elma Ng

Elma Ng

Director of Compliance and Administration

Kim Huang

Kim Huang

Director of Business Development

Mandy Liang

Mandy Liang

Director of Business Development

Joe Zhou

Joe Zhou

Director of Business Development

Get to know the professionals who make financing clear, simple, and effective.

With decades of collective experience and a client-first approach, our team combines industry insight with personal dedication.