Mortgage Fund Investments

By applying proven lending expertise and a conservative approach, we structure well-diversified mortgages designed to deliver consistent returns while managing risk.

The success of HTCapital MIC comes from the strength of its people—a team with over two decades of experience working together.

Investing with HTCapital MIC

HTCapital Mortgage Investment Corporation (HTC MIC) offers accredited investors the opportunity to invest in a diversified portfolio of mortgage investments originated and underwritten by its manager, NXT Financial Inc. and administered by HTCapital Management Inc. The Corporation focuses on capital preservation and the generation of attractive, stable returns, resulting in the payment of monthly dividends to shareholders.

Diversified pool of mortgages.
Short portfolio duration allowing for limited interest rate risk.
First and second position mortgages, registered against desirable residential properties.
Low weighted average loan to value.
Consistent returns over an extended period of time.
Opportunity to hold a significant income producing asset with a short duration backed by tangible assets.

Enhance diversification

Adding HTCapital MIC Class A Shares to a portfolio enhances diversification with real estate–backed mortgage investments. This fixed-income alternative provides stable returns and low correlation to traditional equities and bonds, strengthening overall portfolio balance.

Proven track record

Since 2007, HTCapital MIC has built a proven track record of delivering consistent, above-average returns. Backed by decades of lending expertise and disciplined underwriting, our fund has outperformed comparable investments while preserving investor capital.

Choose a stable investment

“HTCapital MIC offers a stable investment built on tangible assets—real estate. With conservative lending practices and diversified mortgage holdings, investors gain steady returns while minimizing exposure to market volatility.

Diversify Your Portfolio with HTCapital MIC Funds

We currently offer Class A Shares in the HTCapital MIC Fund, providing investors with a well-diversified pool of mortgages that has consistently delivered reliable, stable returns within its defined parameters.

Class A Shares

Explore a proven, income-generating investment backed by Canadian real estate

HTCapital MIC offers accredited investors the opportunity to diversify their portfolios with mortgage investments that deliver consistent returns and preserve capital